How to Play Baccarat: Rules & Tips for Beginners

Published 23 October 2026 · Live Casino

Baccarat is the most popular live casino game in Asia, and it’s one of the easiest to learn. You don’t need to make complicated decisions – you just pick a side and the cards do the rest. This guide explains everything a beginner needs to know.

What Is Baccarat?

Baccarat is a card game where two hands are dealt: the Player and the Banker. You bet on which hand will finish closest to 9, or that the two hands will Tie.

You are not playing “as” the Player or the Banker – they are just the names of the two hands.

Baccarat Card Values

If a hand adds up to more than 9, only the last digit counts. For example, 7 + 8 = 15, so the hand is worth 5.

The Three Bets

How a Round Works

1. Place your bet on Player, Banker or Tie.
2. The dealer gives two cards to each hand.
3. If either hand has 8 or 9 (a “natural”), the round ends.
4. Otherwise, a third card may be drawn following fixed rules.
5. The hand closest to 9 wins.

You never decide whether to draw a third card – the dealer follows the rules automatically.

Baccarat Tips for Beginners

• Banker is statistically the best bet. It wins slightly more often, which is why a small commission is charged.
• Avoid the Tie bet. The payout looks attractive, but the house edge is much higher.
• Ignore patterns and “roads”. Every hand is independent; past results don’t predict the next one.
• Set a budget. Decide how much you’ll spend before you sit down, and stop when you reach it.
• Start at low-limit tables while you get used to the speed of live play.

Where to Play Baccarat Online

You can play live baccarat with real dealers in the KRM88 live casino. New to KRM88? Follow our registration guide to get started.

Ready to play? Create your KRM88 account in under a minute.

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